{"id":2045,"date":"2019-09-02T12:59:44","date_gmt":"2019-09-02T12:59:44","guid":{"rendered":"https:\/\/www.spiritualresearchfoundation.org\/ta\/?page_id=2045"},"modified":"2026-04-14T16:28:13","modified_gmt":"2026-04-14T16:28:13","slug":"who-is-a-saint","status":"publish","type":"page","link":"https:\/\/www.spiritualresearchfoundation.org\/ta\/who-is-a-saint\/","title":{"rendered":"\u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0bb5\u0bb0\u0bcd \u0baf\u0bbe\u0bb0\u0bcd?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-69825\" src=\"https:\/\/media.spiritualresearchfoundation.org\/wp-content\/uploads\/2024\/01\/24053749\/833-A-450x272.jpg\" alt=\"Who is a Saint?\" width=\"750\" height=\"453\" \/><\/p>\n<p style=\"text-align: center\">\n<!-- iframe plugin v.5.2 wordpress.org\/plugins\/iframe\/ -->\n<iframe loading=\"lazy\" allowfullscreen frameborder=\"0\" height=\"480\" src=\"https:\/\/www.youtube.com\/embed\/06v786pb1ZE?feature=player_embedded\" referrerpolicy=\"strict-origin-when-cross-origin\" width=\"640\" scrolling=\"yes\" class=\"iframe-class\"><\/iframe>\n<\/p>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">\u0b85\u0b9f\u0bcd\u0b9f\u0bb5\u0ba3\u0bc8<\/p><ul class=\"toc_list\"><li><a href=\"#1\">1. \u0b85\u0bb1\u0bbf\u0bae\u0bc1\u0b95 \u0bb8\u0bcd\u0bb2\u0bc8\u0b9f\u0bc1<\/a><\/li><li><a href=\"#2\">2. \u0baa\u0bb2 \u0ba8\u0bc2\u0bb1\u0bcd\u0bb1\u0bbe\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bbe\u0b95 \u0bae\u0b95\u0bbe\u0ba9\u0bcd\u0b95\u0bb3\u0bc8 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bb0\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0bae\u0bc8<\/a><\/li><li><a href=\"#3\">3. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bb0\u0bbf\u0baf \u0bb5\u0bc6\u0bb5\u0bcd\u0bb5\u0bc7\u0bb1\u0bc1 \u0b95\u0bc1\u0ba3\u0bbe\u0ba4\u0bbf\u0b9a\u0bbf\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/a><\/li><li><a href=\"#4\">4. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bb0\u0bbf\u0baf \u0baa\u0bca\u0ba4\u0bc1\u0baa\u0bcd\u0baa\u0b9f\u0bc8\u0baf\u0bbe\u0ba9 \u0b85\u0bb3\u0bb5\u0bc1\u0b95\u0bcb\u0bb2\u0bcd\u0b95\u0bb3\u0bcd<\/a><\/li><li><a href=\"#5\">5. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b92\u0bb0\u0bc1\u0bb5\u0bb0\u0bcd \u0b89\u0bb0\u0bc1\u0bb5\u0bbe\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0bae\u0bc1\u0bb1\u0bc8<\/a><\/li><li><a href=\"#6\">6. \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b9a\u0bbe\u0bb8\u0bcd\u0ba4\u0bbf\u0bb0\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0ba9\u0bcd \u0bb5\u0bb0\u0bc8\u0bb5\u0bbf\u0bb2\u0b95\u0bcd\u0b95\u0ba3\u0bae\u0bcd:<\/a><\/li><li><a href=\"#7\">7. \u0ba8\u0bbe\u0bae\u0bcd \u0b8e\u0bb5\u0bb1\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd \u0b86\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0bcb\u0bae\u0bcd ?<\/a><\/li><li><a href=\"#8\">8. \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0bae\u0bc1\u0ba4\u0bbf\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0baa\u0bb0\u0bbf\u0ba3\u0bbe\u0bae\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 \u0b8e\u0ba4\u0bc1 \u0ba8\u0bbf\u0bb0\u0bcd\u0ba3\u0baf\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1?<\/a><\/li><li><a href=\"#9\">9. \u0bae\u0b95\u0bbe\u0ba9\u0bc8\u0baa\u0bcd \u0baa\u0bb1\u0bcd\u0bb1\u0bbf \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb2 \u0ba4\u0b95\u0bb5\u0bb2\u0bcd\u0b95\u0bb3\u0bcd<\/a><\/li><li><a href=\"#10\">10. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0b85\u0b9f\u0bc8\u0bb5\u0ba4\u0bc1?<\/a><\/li><\/ul><\/div>\n<h2><span id=\"1\">1. \u0b85\u0bb1\u0bbf\u0bae\u0bc1\u0b95 \u0bb8\u0bcd\u0bb2\u0bc8\u0b9f\u0bc1<\/span><\/h2>\n<p>\u0bae\u0bc7\u0bb2\u0bc7 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3 \u0b87\u0ba3\u0bc8\u0baa\u0bcd\u0baa\u0bbf\u0bb2\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b9a\u0bbe\u0bb8\u0bcd\u0ba4\u0bbf\u0bb0\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0baf\u0bbe\u0bb0\u0bc8 \u0bae\u0b95\u0bbe\u0ba9\u0bbe\u0b95\u0b95\u0bcd \u0b95\u0bb0\u0bc1\u0ba4\u0bb2\u0bbe\u0bae\u0bcd \u0b8e\u0ba9\u0bc1\u0bae\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b8e\u0ba3\u0bcd\u0ba3\u0b95\u0bcd\u0b95\u0bb0\u0bc1\u0bb5\u0bbf\u0ba9\u0bc8 \u0bb5\u0bbf\u0bb3\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0bcb\u0bae\u0bcd. \u0b87\u0ba8\u0bcd\u0ba4 \u0bb5\u0bbf\u0bb3\u0b95\u0bcd\u0b95\u0b95\u0bcd\u0b95\u0bbe\u0b9f\u0bcd\u0b9a\u0bbf\u0baf\u0bc8 \u0bae\u0bc1\u0bb4\u0bc1 \u0ba4\u0bbf\u0bb0\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95 \u0bb5\u0bbf\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd, \u0b95\u0bc0\u0bb4\u0bc7 \u0bb5\u0bb2\u0ba4\u0bc1 \u0baa\u0bc1\u0bb1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0bae\u0bc1\u0bb4\u0bc1 \u0ba4\u0bbf\u0bb0\u0bc8 \u0ba4\u0bc6\u0bb0\u0bbf\u0bb5\u0bc8 \u0b95\u0bbf\u0bb3\u0bbf\u0b95\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n<h2><span id=\"2\">2. \u0baa\u0bb2 \u0ba8\u0bc2\u0bb1\u0bcd\u0bb1\u0bbe\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bbe\u0b95 \u0bae\u0b95\u0bbe\u0ba9\u0bcd\u0b95\u0bb3\u0bc8 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bb0\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0bae\u0bc8<\/span><\/h2>\n<p>\u0baa\u0bb2 \u0ba8\u0bc2\u0bb1\u0bcd\u0bb1\u0bbe\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bbe\u0b95, \u0b87\u0bb5\u0bcd\u0bb5\u0bc1\u0bb2\u0b95\u0bae\u0bcd \u0baa\u0bb2 \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b86\u0b9a\u0bbe\u0ba9\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bb0\u0bbf\u0baf\u0bbe\u0ba4\u0bc8 \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc8 \u0bae\u0b95\u0bbe\u0ba9\u0bcd\u0b95\u0bb3\u0bbe\u0b95 \u0b95\u0bb0\u0bc1\u0ba4\u0bbf \u0bb5\u0bb0\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n<h2><span id=\"3\">3. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bb0\u0bbf\u0baf \u0bb5\u0bc6\u0bb5\u0bcd\u0bb5\u0bc7\u0bb1\u0bc1 \u0b95\u0bc1\u0ba3\u0bbe\u0ba4\u0bbf\u0b9a\u0bbf\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/span><\/h2>\n<p>\u0baa\u0bb2 \u0bae\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0bae\u0bcd \u0b95\u0bb2\u0bbe\u0b9a\u0bcd\u0b9a\u0bbe\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0bae\u0bcd \u0b92\u0bb0\u0bc1\u0bb5\u0bb0\u0bbf\u0ba9\u0bcd \u0bae\u0bc0\u0ba4\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0baa\u0bb2\u0bcd\u0bb5\u0bc7\u0bb1\u0bc1 \u0b95\u0bc1\u0ba3\u0bbe\u0ba4\u0bbf\u0b9a\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0baf\u0bc1\u0bae\u0bcd, \u0b85\u0bb3\u0bb5\u0bc1\u0b95\u0bcb\u0bb2\u0bcd\u0b95\u0bb3\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0bb0\u0bcd\u0ba3\u0baf\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3\u0ba9.<\/p>\n<h2><span id=\"4\">4. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bb0\u0bbf\u0baf \u0baa\u0bca\u0ba4\u0bc1\u0baa\u0bcd\u0baa\u0b9f\u0bc8\u0baf\u0bbe\u0ba9 \u0b85\u0bb3\u0bb5\u0bc1\u0b95\u0bcb\u0bb2\u0bcd\u0b95\u0bb3\u0bcd<\/span><\/h2>\n<p>\u0b87\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bb1\u0bcd\u0bb1\u0bbf \u0b9a\u0bc1\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0ba9 \u0b86\u0baf\u0bcd\u0bb5\u0bc1 \u0b92\u0ba9\u0bcd\u0bb1\u0bc1 \u0ba8\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0baf \u0baa\u0bbf\u0bb1\u0b95\u0bc1, \u0baa\u0bb2\u0bcd\u0bb5\u0bc7\u0bb1\u0bc1 \u0bae\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bc8\u0baf\u0bc7 \u0b92\u0bb0\u0bc1\u0bb5\u0bb0\u0bc8 \u0bae\u0b95\u0bbe\u0ba9\u0bbe\u0b95 \u0b95\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b9a\u0bbf\u0bb2 \u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0ba9 \u0b85\u0bb3\u0bb5\u0bc1\u0b95\u0bcb\u0bb2\u0bcd\u0b95\u0bb3\u0bcd \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bc8 \u0ba8\u0bbe\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0ba3\u0bcd\u0b9f\u0bcb\u0bae\u0bcd.<\/p>\n<ul>\n<li style=\"text-align: justify\">\u0bae\u0bc1\u0ba4\u0bb2\u0bbe\u0bb5\u0ba4\u0bbe\u0b95 \u0b92\u0bb0\u0bc1 \u0ba8\u0baa\u0bb0\u0bcd <strong>\u0ba4\u0bb0\u0bcd\u0bae\u0bb5\u0bb4\u0bbf \u0ba8\u0bbf\u0bb1\u0bcd\u0baa\u0bb5\u0bb0\u0bbe\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0ba8\u0bb1\u0bcd\u0baa\u0ba3\u0bcd\u0baa\u0bc1 \u0b89\u0b9f\u0bc8\u0baf\u0bb5\u0bb0\u0bbe\u0b95\u0bb5\u0bc1\u0bae\u0bcd<\/strong> \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd.<\/li>\n<li style=\"text-align: justify\">\u0b85\u0ba8\u0bcd\u0ba4 \u0ba8\u0baa\u0bb0\u0bcd <strong>\u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bb5\u0bb0\u0bbe\u0b95<\/strong> \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. \u0b87\u0ba4\u0bc8 \u0bb5\u0bc7\u0bb1\u0bc1\u0bb5\u0bbf\u0ba4\u0bae\u0bbe\u0b95 \u0b95\u0bc2\u0bb1 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0b95 \u0b92\u0bb0\u0bc1 \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bc8\u0b9a\u0bcd \u0b9a\u0bc7\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bca\u0bb0\u0bc1 \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0bae\u0b95\u0bbe\u0ba9\u0bc8 \u0b8f\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3 \u0bae\u0bbe\u0b9f\u0bcd\u0b9f\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd, \u0b95\u0bbe\u0bb0\u0ba3\u0bae\u0bcd \u0b85\u0bb5\u0bb0\u0bcd \u0bb5\u0bc7\u0bb1\u0bc1 \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bc8 \u0b9a\u0bc7\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bb5\u0bb0\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0b92\u0ba9\u0bcd\u0bb1\u0bc7 \u0b86\u0b95\u0bc1\u0bae\u0bcd.<\/li>\n<li style=\"text-align: justify\">\u0b9a\u0bbf\u0bb2 \u0bae\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd, \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0b95\u0bcd\u0b95\u0bc1 \u0b92\u0bb0\u0bc1\u0bb5\u0bb0\u0bc8 \u0b95\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd\u0baa\u0bc1 \u0b85\u0bb5\u0bb0\u0bcd <strong>\u0b95\u0bbe\u0bb2\u0bae\u0bbe\u0b95\u0bbf<\/strong> \u0b9a\u0bc1\u0bb5\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b93\u0bb0\u0bcd \u0b87\u0b9f\u0ba4\u0bcd\u0ba4\u0bc8 \u0b85\u0b9f\u0bc8\u0ba8\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0ba4\u0bc7\u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b8e\u0ba9\u0bbf\u0ba9\u0bc1\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb2\u0bb0\u0bcd \u0b93\u0bb0\u0bc1 \u0ba8\u0baa\u0bb0\u0bcd \u0bb5\u0bbe\u0bb4\u0bc1\u0bae\u0bcd \u0baa\u0bc7\u0bbe\u0ba4\u0bc7 \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 \u0b85\u0b9f\u0bc8\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b92\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bcd \u0b95\u0bc6\u0bbe\u0bb3\u0bcd\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd.<\/li>\n<li style=\"text-align: justify\">\u0b9a\u0bbf\u0bb2\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b92\u0bb0\u0bc1 \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0bb5\u0bb0\u0bcd, \u0b89\u0baf\u0bbf\u0bb0\u0bcb\u0b9f\u0bc1 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\u0baa\u0bbf\u0bb0\u0bbe\u0ba4\u0bcd\u0ba4\u0ba9\u0bc8 \u0b9a\u0bc6\u0baf\u0bcd\u0ba4 \u0baa\u0bbf\u0bb1\u0b95\u0bc1 \u0b95\u0bc1\u0ba3\u0bae\u0bbe\u0bb5\u0ba4\u0bc1\u0b9f\u0ba9\u0bcd, \u0b85\u0ba4\u0bc1 \u0b85\u0bb5\u0bb0\u0bcd <strong>\u0b87\u0b9f\u0bc8\u0baf\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1 \u0b95\u0b9f\u0bb5\u0bc1\u0bb3\u0bbf\u0b9f\u0bae\u0bcd<\/strong> \u0baa\u0bb0\u0bbf\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0bc7\u0b9a\u0bbf\u0baf\u0ba4\u0bbe\u0bb2\u0bcd \u0ba4\u0bbe\u0ba9\u0bcd \u0b95\u0bc1\u0ba3\u0bae\u0bcd \u0b85\u0b9f\u0bc8\u0ba8\u0bcd\u0ba4\u0ba4\u0bbe\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0b95\u0bb0\u0bc1\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b9a\u0bbf\u0bb2 \u0b9a\u0ba8\u0bcd\u0ba4\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b92\u0bb0\u0bc1 \u0ba8\u0baa\u0bb0\u0bcd \u0b85\u0ba8\u0bcd\u0ba4 \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0bb5\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1\u0b9a\u0bcd \u0b9a\u0bc6\u0ba9\u0bcd\u0bb1 \u0baa\u0bca\u0bb0\u0bc1\u0b9f\u0bcd\u0b95\u0bb3\u0bc1\u0b9f\u0ba9\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1 \u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0bae\u0bcd\u0baa\u0bcb\u0ba4\u0bc1 \u0bb5\u0bbf\u0baf\u0b95\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0b95\u0bcd\u0b95 \u0bb5\u0b95\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0b95\u0bc1\u0ba3\u0bae\u0b9f\u0bc8\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd. \u0b8e\u0ba9\u0bb5\u0bc7, \u0baa\u0b95\u0bcd\u0ba4\u0ba9\u0bcd \u0b9a\u0bbe\u0bb0\u0bcd\u0baa\u0bbf\u0bb2\u0bcd \u0b95\u0b9f\u0bb5\u0bc1\u0bb3\u0bc1\u0b9f\u0ba9\u0bcd \u0b87\u0b9f\u0bc8\u0bb5\u0bbf\u0b9f\u0bbe\u0bae\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b9a\u0b95\u0bcd\u0ba4\u0bbf\u0baf\u0bc1\u0b9f\u0bc8\u0baf\u0bb5\u0bb0\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bc1 \u0b85\u0bb5\u0b9a\u0bbf\u0baf\u0bae\u0bcd.<\/li>\n<\/ul>\n<h2><span id=\"5\">5. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b92\u0bb0\u0bc1\u0bb5\u0bb0\u0bcd \u0b89\u0bb0\u0bc1\u0bb5\u0bbe\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0bae\u0bc1\u0bb1\u0bc8<\/span><\/h2>\n<p>\u0ba8\u0bbe\u0bae\u0bcd \u0b87\u0baa\u0bcd\u0baa\u0bca\u0bb4\u0bc1\u0ba4\u0bc1 \u0b92\u0bb0\u0bc1 \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b8e\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0baa\u0bbf\u0bb0\u0b95\u0b9f\u0ba9\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b9a\u0bbf\u0bb2 \u0baa\u0bbf\u0bb0\u0baa\u0bb2\u0bae\u0bbe\u0ba9 \u0bb5\u0bb4\u0bbf\u0b95\u0bb3\u0bc8 \u0baa\u0bbe\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bcb\u0bae\u0bcd.<\/p>\n<ul>\n<li style=\"text-align: justify\"><strong>\u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbe\u0ba9 \/ \u0bae\u0bc1\u0bb1\u0bc8\u0b9a\u0bbe\u0bb0\u0bbe \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0bae\u0bc1\u0bb1\u0bc8:<\/strong> \u0b92\u0bb0\u0bc1 \u0ba8\u0baa\u0bb0\u0bcd \u0b85\u0bae\u0bcd\u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd 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\u0b85\u0bb4\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b9a\u0bbf\u0bb2 \u0b9a\u0ba8\u0bcd\u0ba4\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b87\u0ba8\u0bcd\u0ba4 \u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbe\u0ba9 \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8 \u0baa\u0bb2 \u0bb5\u0bb0\u0bc1\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0bb0\u0bc8 \u0ba8\u0bc0\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/li>\n<\/ul>\n<ul>\n<li style=\"text-align: justify\"><strong>\u0b87\u0b9a\u0bcd\u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bc8 \u0ba8\u0b9f\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0b95\u0bbe\u0ba9\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0bb2\u0bcd\u0bb2:<\/strong> \u0baa\u0bc6\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0bbe\u0bb2\u0bc1\u0bae\u0bcd, \u0b87\u0bb5\u0bcd\u0bb5\u0b95\u0bc8 \u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbe\u0ba9 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0bae\u0bc1\u0bb1\u0bc8\u0b9a\u0bbe\u0bb0\u0bbe \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0bae\u0b95\u0bbe\u0ba9\u0bbe\u0b95 \u0baa\u0bbf\u0bb0\u0b95\u0b9f\u0ba9\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0b95\u0bbe\u0ba9\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0bb2\u0bcd\u0bb2, \u0b86\u0ba9\u0bbe\u0bb2\u0bcd \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0ba4\u0bae\u0bcd \u0b9a\u0bbe\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b85\u0ba8\u0bcd\u0ba4 \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bc8 \u0b92\u0bb4\u0bc1\u0b95\u0bc1\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/li>\n<li style=\"text-align: justify\"><strong>\u0b9a\u0bae\u0bc1\u0ba4\u0bbe\u0baf\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0baa\u0bbf\u0bb0\u0baa\u0bb2\u0bae\u0bbe\u0ba9 \u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bc1:<\/strong> \u0b9a\u0bbf\u0bb2 \u0b9a\u0ba8\u0bcd\u0ba4\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b85\u0ba4\u0bc1 \u0b9a\u0bae\u0bc2\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0baa\u0bbf\u0bb0\u0baa\u0bb2 \u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bb3\u0bbe\u0bb2\u0bcd \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7 \u0bae\u0bc1\u0b9f\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/li>\n<li style=\"text-align: justify\"><strong>\u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bc8 \u0bae\u0bc8\u0baf\u0bae\u0bbe\u0b95\u0b95\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0ba4\u0bc1:<\/strong> \u0b8e\u0ba8\u0bcd\u0ba4 \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bb0\u0bbe\u0baf\u0bbf\u0ba9\u0bc1\u0bae\u0bcd, \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0b95 \u0ba4\u0bae\u0ba4\u0bc1 \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0b92\u0bb0\u0bc1 \u0ba8\u0baa\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bae\u0bc7 \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd. \u0bae\u0bb1\u0bcd\u0bb1\u0bca\u0bb0\u0bc1 \u0bae\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0baa\u0ba3\u0bcd\u0baa\u0bbe\u0b9f\u0bcd\u0b9f\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0b95\u0bc2\u0b9f \u0b93\u0bb0\u0bcd \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0ba9\u0bc8 \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0b95 \u0b95\u0bb0\u0bc1\u0ba4\u0bc1\u0bb5\u0ba4\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8.<\/li>\n<li style=\"text-align: justify\"><strong>\u0b85\u0bae\u0bbe\u0ba9\u0bc1\u0bb7\u0bcd\u0baf \u0b9a\u0b95\u0bcd\u0ba4\u0bbf\u0b95\u0bb3\u0bc8 \u0b95\u0bbe\u0ba3\u0bcd\u0baa\u0bbf\u0ba4\u0bcd\u0ba4\u0bb2\u0bcd:<\/strong> \u0b9a\u0bbf\u0bb2 \u0b9a\u0ba8\u0bcd\u0ba4\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bc8 \u0b9a\u0bc1\u0baf\u0bae\u0bbe\u0b95 \u0bae\u0b95\u0bbe\u0ba9\u0bcd\u0b95\u0bb3\u0bbe\u0b95 \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd. \u0b9a\u0bbf\u0bb2 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0baa\u0baf\u0bbf\u0bb1\u0bcd\u0b9a\u0bbf\u0b95\u0bb3\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b9a\u0bbf\u0bb2 \u0b85\u0bae\u0bbe\u0ba9\u0bc1\u0bb7\u0bcd\u0baf \u0b9a\u0b95\u0bcd\u0ba4\u0bbf\u0b95\u0bb3\u0bc8 \u0bb5\u0bc6\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bbe\u0b9f\u0bcd\u0b9f\u0bc1\u0bb5\u0ba4\u0bbe\u0bb2\u0bcd, \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc8 \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bbf\u0ba9\u0bcd\u0ba4\u0bca\u0b9f\u0bb0\u0bb5\u0bc1\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9\u0bb0\u0bcd.<\/li>\n<\/ul>\n<h2><span id=\"6\">6. \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b9a\u0bbe\u0bb8\u0bcd\u0ba4\u0bbf\u0bb0\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0ba9\u0bcd \u0bb5\u0bb0\u0bc8\u0bb5\u0bbf\u0bb2\u0b95\u0bcd\u0b95\u0ba3\u0bae\u0bcd:<\/span><\/h2>\n<p>\u0b92\u0bb0\u0bc1 \u0ba8\u0baa\u0bb0\u0bbf\u0ba9\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0bae\u0bc1\u0ba4\u0bbf\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf\u0baf\u0bc8 1% \u0bae\u0bc1\u0ba4\u0bb2\u0bcd 100% \u0b85\u0bb3\u0bb5\u0bc1\u0b95\u0bcb\u0bb2\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b95\u0bbe\u0ba3\u0bc1\u0bae\u0bcd \u0baa\u0bcb\u0ba4\u0bc1, 100% \u0b87\u0bb1\u0bc8\u0bb5\u0ba9\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbf\u0bb2\u0bcd, \u0b85\u0ba4\u0bcd\u0ba4\u0bc1\u0b9f\u0ba9\u0bcd \u0b86\u0bb1\u0bbe\u0bb5\u0ba4\u0bc1 \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0ba9\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0bae\u0bc7\u0bb1\u0bcd\u0b95\u0bca\u0ba3\u0bcd\u0b9f \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b86\u0bb0\u0bbe\u0baf\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd, \u0b87\u0ba9\u0bcd\u0bb1\u0bc8\u0baf \u0b89\u0bb2\u0b95\u0bbf\u0bb2\u0bcd \u0b9a\u0bb0\u0bbe\u0b9a\u0bb0\u0bbf \u0ba8\u0baa\u0bb0\u0bbf\u0ba9\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8 20% \u0ba4\u0bbe\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b95\u0ba3\u0bcd\u0b9f\u0bb1\u0bbf\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1.<\/p>\n<p>\u0ba8\u0bbe\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b86\u0bb0\u0bbe\u0baf\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf \u0bae\u0bc2\u0bb2\u0bae\u0bcd, \u0b89\u0bb2\u0b95\u0bbf\u0ba9\u0bcd 80% -\u0bae\u0bbe\u0ba9 \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8 35% -\u0bb1\u0bcd\u0b95\u0bc1 \u0b95\u0bc0\u0bb4\u0bc7 \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b95\u0ba3\u0bcd\u0b9f\u0bb1\u0bbf\u0ba8\u0bcd\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3\u0bcb\u0bae\u0bcd.<\/p>\n<p>\u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b9a\u0bbe\u0bb8\u0bcd\u0ba4\u0bbf\u0bb0\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd\u0baa\u0b9f\u0bbf, \u0b8e\u0ba8\u0bcd\u0ba4 \u0bae\u0ba4\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0bb8\u0bbe\u0ba4\u0ba9\u0bc8 \u0bb5\u0bb4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bc8 \u0b9a\u0bc6\u0baf\u0bcd\u0baa\u0bb5\u0bb0\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bc1\u0bae\u0bcd \u0b92\u0bb0\u0bc1\u0bb5\u0bb0\u0bbf\u0ba9\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8 \u0b95\u0bc1\u0bb1\u0bc8\u0ba8\u0bcd\u0ba4\u0baa\u0b9f\u0bcd\u0b9a\u0bae\u0bcd 70% \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd\u0ba4\u0bbe\u0ba9\u0bcd, \u0b85\u0bb5\u0bb0\u0bcd \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 \u0b85\u0b9f\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0ba4\u0b95\u0bc1\u0ba4\u0bbf \u0baa\u0bc6\u0bb1\u0bc1\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd.<\/p>\n<h2><span id=\"7\">7. \u0ba8\u0bbe\u0bae\u0bcd \u0b8e\u0bb5\u0bb1\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd \u0b86\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0bcb\u0bae\u0bcd ?<\/span><\/h2>\n<p>\u0b87\u0baa\u0bcd\u0baa\u0bcb\u0ba4\u0bc1 \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0ba9 \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baf\u0bcb\u0b9a\u0bbf\u0baa\u0bcd\u0baa\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n<p>\u0bae\u0ba9\u0bbf\u0ba4\u0bb0\u0bcd\u0b95\u0bb3\u0bbe\u0ba9 \u0ba8\u0bbe\u0bae\u0bcd \u0baa\u0bbf\u0ba9\u0bcd\u0bb5\u0bb0\u0bc1\u0bae\u0bcd \u0b85\u0bae\u0bcd\u0b9a\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0b95\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0bcb\u0bae\u0bcd, \u0b85\u0bb5\u0bc8\u0baf\u0bbe\u0bb5\u0ba9:<\/p>\n<ul>\n<li style=\"text-align: justify\"><strong>&lt;\u0baa\u0bcc\u0ba4\u0bc0\u0b95 \u0b89\u0b9f\u0bb2\u0bcd (\u0bb8\u0bcd\u0ba4\u0bc2\u0bb2 \u0ba4\u0bc7\u0bb9\u0bae\u0bcd):<\/strong> \u0b87\u0ba4\u0ba9\u0bc1\u0bb3\u0bcd \u0ba8\u0bae\u0ba4\u0bc1 \u0b89\u0b9f\u0bb2\u0bc1\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0ba4\u0bca\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd, \u0b9a\u0bc1\u0bb5\u0bc8, \u0b92\u0bb2\u0bbf, \u0bae\u0ba3\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0baa\u0bbe\u0bb0\u0bcd\u0bb5\u0bc8 \u0b86\u0b95\u0bbf\u0baf \u0b90\u0ba8\u0bcd\u0ba4\u0bc1 \u0b89\u0ba3\u0bb0\u0bcd\u0bb5\u0bc1\u0b95\u0bb3\u0bc1\u0bae\u0bcd \u0b85\u0b9f\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/li>\n<li style=\"text-align: justify\"><strong>\u0bae\u0ba9\u0bae\u0bcd (\u0bae\u0ba9\u0bcb \u0ba4\u0bc7\u0bb9\u0bae\u0bcd):<\/strong> \u0b87\u0ba4\u0bc1 \u0bb5\u0bc6\u0bb3\u0bbf\u0bae\u0ba9\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b86\u0bb4\u0bcd\u0bae\u0ba9\u0bae\u0bcd \u0b87\u0bb0\u0ba3\u0bcd\u0b9f\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1. \u0ba8\u0bae\u0ba4\u0bc1 \u0bae\u0ba9\u0bae\u0bc7 \u0b89\u0ba3\u0bb0\u0bcd\u0bb5\u0bc1\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0bc1\u0ba3\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b86\u0ba4\u0bbe\u0bb0\u0bae\u0bbe\u0b95 \u0bb5\u0bbf\u0bb3\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/li>\n<li style=\"text-align: justify\"><strong>\u0baa\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf (\u0b95\u0bbe\u0bb0\u0ba3 \u0ba4\u0bc7\u0bb9\u0bae\u0bcd):<\/strong> \u0ba4\u0b95\u0bb5\u0bb2\u0bcd\u0b95\u0bb3\u0bc8 \u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0ba4\u0bbf\u0bb1\u0ba9\u0bc8 \u0ba8\u0bae\u0b95\u0bcd\u0b95\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/li>\n<li style=\"text-align: justify\"><strong>\u0b9a\u0bc2\u0b9f\u0bcd\u0b9a\u0bc1\u0bae \u0b85\u0b95\u0bae\u0bcd\u0baa\u0bbe\u0bb5\u0bae\u0bcd (\u0bae\u0bb9\u0bbe\u0b95\u0bbe\u0bb0\u0ba3 \u0ba4\u0bc7\u0bb9\u0bae\u0bcd):<\/strong> \u0b87\u0ba4\u0bc1 \u0ba8\u0bae\u0bcd\u0bae\u0bc8 \u0b95\u0b9f\u0bb5\u0bc1\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0ba4\u0ba9\u0bbf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bbe\u0b95 \u0b89\u0ba3\u0bb0\u0b9a\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/li>\n<li style=\"text-align: justify\"><strong>\u0b87\u0bb1\u0bc1\u0ba4\u0bbf\u0baf\u0bbe\u0b95 \u0b86\u0ba4\u0bcd\u0bae\u0bbe:<\/strong> \u0ba8\u0bae\u0bcd \u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1\u0bb5\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bb3\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b87\u0bb1\u0bc8\u0ba4\u0bcd\u0ba4\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0bae\u0bcd \u0b86\u0b95\u0bc1\u0bae\u0bcd.<\/li>\n<\/ul>\n<p><strong>\u0b85\u0b95\u0bae\u0bcd\u0baa\u0bbe\u0bb5\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9?<\/strong> \u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0ba8\u0bbe\u0ba9\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0ba8\u0bae\u0ba4\u0bc1 \u0b85\u0b95\u0bae\u0bcd\u0baa\u0bbe\u0bb5\u0ba4\u0bcd\u0ba4\u0bc8 \u0ba8\u0bbf\u0bb0\u0bcd\u0bae\u0bbe\u0ba3\u0bbf\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba8\u0bae\u0bcd\u0bae\u0bc8 \u0b95\u0b9f\u0bb5\u0bc1\u0bb3\u0bbf\u0b9f\u0bae\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0ba4\u0ba9\u0bbf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bbe\u0b95 \u0b89\u0ba3\u0bb0\u0b9a\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0ba8\u0bae\u0ba4\u0bc1 \u0b86\u0ba4\u0bcd\u0bae\u0bbe \u0ba4\u0bbe\u0ba9\u0bcd \u0ba8\u0bae\u0bcd\u0bae\u0bc1\u0bb3\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b87\u0bb1\u0bc8\u0ba4\u0bcd\u0ba4\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0bae\u0bcd. \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0b9a\u0bbe\u0bb8\u0bcd\u0ba4\u0bbf\u0bb0\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd\u0baa\u0b9f\u0bbf \u0ba8\u0bae\u0ba4\u0bc1 \u0b86\u0ba4\u0bcd\u0bae\u0bbe \u0ba4\u0bbe\u0ba9\u0bcd \u0b89\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0b89\u0ba3\u0bb0\u0bcd\u0bb5\u0bc1 \u0ba8\u0bbf\u0bb2\u0bc8 \u0b86\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n<h2 style=\"text-align: justify\"><span id=\"8\">8. \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0bae\u0bc1\u0ba4\u0bbf\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0baa\u0bb0\u0bbf\u0ba3\u0bbe\u0bae\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 \u0b8e\u0ba4\u0bc1 \u0ba8\u0bbf\u0bb0\u0bcd\u0ba3\u0baf\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1?<\/span><\/h2>\n<p>\u0b92\u0bb0\u0bc1 \u0bae\u0ba9\u0bbf\u0ba4\u0ba9\u0bbf\u0ba9\u0bcd \u0baa\u0bb0\u0bbf\u0ba3\u0bbe\u0bae\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0bae\u0bc1\u0ba4\u0bbf\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8 \u0b8e\u0ba9\u0bcd\u0ba9\u0bb5\u0bc6\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd, \u0b89\u0bb3\u0bcd\u0bb3\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b86\u0ba4\u0bcd\u0bae\u0bbe\u0bb5\u0bc8 \u0b8e\u0ba8\u0bcd\u0ba4\u0bb3\u0bb5\u0bc1 \u0ba4\u0bc2\u0bb0\u0bae\u0bcd \u0b85\u0b9f\u0bc8\u0baf\u0bbe\u0bb3\u0bae\u0bcd \u0b95\u0bbe\u0ba3\u0bcd\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b85\u0ba9\u0bc1\u0baa\u0bb5 \u0baa\u0bc2\u0bb0\u0bcd\u0bb5\u0bae\u0bbe\u0b95 \u0b89\u0ba3\u0bb0\u0bcd\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b8e\u0ba8\u0bcd\u0ba4\u0bb3\u0bb5\u0bc1 \u0ba4\u0bc2\u0bb0\u0bae\u0bcd \u0ba4\u0bae\u0bcd\u0bae\u0bc1\u0b9f\u0ba9\u0bcd \u0baa\u0bbf\u0bb1\u0ba8\u0bcd\u0ba4 \u0b90\u0bae\u0bcd\u0baa\u0bc1\u0bb2\u0ba9\u0bcd\u0b95\u0bb3\u0bcd, \u0bae\u0ba9\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0baa\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0b85\u0b95\u0bae\u0bcd\u0baa\u0bbe\u0bb5\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0baa\u0bbf\u0bb0\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1 \u0b85\u0bb1\u0bbf\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0baa\u0bca\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0ba4\u0bbe\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n<h2><span id=\"9\">9. \u0bae\u0b95\u0bbe\u0ba9\u0bc8\u0baa\u0bcd \u0baa\u0bb1\u0bcd\u0bb1\u0bbf \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb2 \u0ba4\u0b95\u0bb5\u0bb2\u0bcd\u0b95\u0bb3\u0bcd<\/span><\/h2>\n<p>\u0b92\u0bb0\u0bc1 \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0bb5\u0bb0\u0bcd \u0b95\u0bc1\u0bb1\u0bc8\u0ba8\u0bcd\u0ba4 \u0b85\u0b95\u0bae\u0bcd\u0baa\u0bbe\u0bb5\u0bae\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f \u0b92\u0bb0\u0bc1 \u0ba8\u0baa\u0bb0\u0bcd. \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bb3\u0bcd\u0bb3\u0bc7 \u0b95\u0b9f\u0bb5\u0bc1\u0bb3\u0bc8 \u0b85\u0ba9\u0bc1\u0baa\u0bb5\u0bbf\u0baa\u0bcd\u0baa\u0ba4\u0bc1\u0b9f\u0ba9\u0bcd, \u0bae\u0bb1\u0bcd\u0bb1\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0b87\u0bb1\u0bc8 \u0ba4\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0ba4\u0bcd\u0ba4\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b95\u0bbe\u0ba3\u0bcd\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n<h2><span id=\"10\">10. \u0bae\u0b95\u0bbe\u0ba9\u0bcd \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0b85\u0b9f\u0bc8\u0bb5\u0ba4\u0bc1?<\/span><\/h2>\n<p>\u0b92\u0bb0\u0bc1\u0bb5\u0bb0\u0bbf\u0ba9\u0bcd \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8 \u0b89\u0baf\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4 \u0b92\u0bb0\u0bc7 \u0bb5\u0bb4\u0bbf \u0b86\u0bb1\u0bc1 \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8 \u0b95\u0bcb\u0b9f\u0bcd\u0baa\u0bbe\u0b9f\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b87\u0ba3\u0b99\u0bcd\u0b95\u0bbf\u0baf \u0b86\u0ba9\u0bcd\u0bae\u0bc0\u0b95 \u0baa\u0baf\u0bbf\u0bb1\u0bcd\u0b9a\u0bbf\u0baf\u0bc8 \u0baa\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bbf\u0baf\u0bbe\u0b95 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