The Law of Karma is infallible and everyone invariably is subjected to it. Sometimes we are oblivious to the fact that most of our lifetime is spent in undergoing destiny which is created by our karmas or deeds in our past births. As per the law of karma, every positive deed which we do, generates a ‘merit’; while every negative deed results in a ‘demerit or sin’ which subsequently we need to repay by enduring happiness or unhappiness. All major events in our life are predestined – for instance the family that we are born into, to whom we will get married etc. During our day-to-day interactions, we are either settling an old account or creating a new one. If an account is not settled in the present birth it is carried over to the next birth. Although, we are not consciously aware of the give-and-take karmic accounts generated in our previous births. In our subsequent births, we may or may not be equipped to settle our destiny and the paradox is that at the same time we are creating new karmic accounts. Thus, this loop of karma and destiny binds us and we remain entangled in it. The only way through which we can nullify our give and take account and destiny is through sustained and regular spiritual practice. In understanding the Law of Karma, we can see how spiritual practice can be useful to even those of us who have absolutely no spiritual interest and who only wish to be immersed in worldly pursuits. Even for those worldly relations to be fruitful they need to be insulated from destiny.

spiritual practice

Spiritual Living

Research articles on the Law of Karma

Purpose of life

We have often wondered about the true purpose of life. In essence, the main purpose of life is to overcome karma (destiny) and attain God realisation.

Liberation from the cycle of birth and death

Getting liberated means that our destiny has significantly reduced and we are not compelled to take birth again.

What is destiny and willful action?

In the present era, 65% of our lives are governed by destiny and for 35% of our karmas, we can use our freewill.

Karma and the Law of Give-and-Take

Most life events are predestined for example we are born to the family where we can maximally undergo and nullify our destiny and settle our give and take accounts with family members.

Mechanism of action of the give-and-take account and why we sometimes do the things we do?

Destiny and the give-and-take karmic account are reflected in the way we live our lives and heavily influence the choices that we make.

Who do we have a give-and-take account with?

Usually we have the most give and take karmic accounts with our family members and close friends and relatives.


Did you know that the primary reason that you will or will not get along with your partner or spouse is spiritual in nature?

Giving and receiving gifts

While we may have given and received gifts all our lives, we may not be fully aware of the spiritual implications of giving and receiving gifts.

What is true forgiveness ? - A deeper insight

To forgive someone who has wronged you may be very difficult because of spiritual factors, but to be able to forgive and move on is important for your karma and spiritual well-being.

Featured Articles

purpose of lifeWe have often wondered about the true purpose of life. In essence, the main purpose of life is to overcome karma (destiny) and attain God realisation.


give and take accountUsually we have the most give and take karmic accounts with our family members and close friends and relatives.


destiny and wilful actionIn the present era, 65% of our lives are governed by destiny and for 35% of our karmas, we can use our freewill.

Merits, Sins and Atonement for Sins

What are merits and sins?

By the Law of Karma, merits are acquired when we lead our lives righteously while we accumulate sins when we indulge in unrighteous acts for instance causing harm to others.

Types of sins

All of us commit various sinful actions during our day-to-day activities. There are different sins such as who was affected by the sin, sins related to speech, collective sins etc.

Consequences of sin

This article explicitly elucidates the punishment or consequences which we need to face when we commit a sin. It varies as per the sin committed.

Atonement for overcoming sin

When we take atonement for any sin committed then we make an effort to diminish and absolve the effect of the sin committed. This article explains about how to take atonements.

Research Suggested

start your spiritual journeyLearn what you can do to begin your spiritual journey (spiritual practice) and overcome destiny starting today itself.

chanting the name of GodChanting the Name of God is the easiest way to overcome karma and make spiritual progress.

Guru's graceWhile there are many generic paths to God,
the Path of Guru’s Grace (Gurukrupāyoga)
causes the fastest spiritual progress and
allows us to quickly overcome our karmic account.

Case Studies

severe destiny

Protection from severe destiny

Mr. Arvind Thakkar explains how he overcame severe destiny through spiritual practice and Guru’s grace.

Tutorials and videos

destiny and law of karmaDestiny (karma) governs all human life. Every person has to undergo the consequences of his actions.

decision makingLearn how destiny (karma) can influence our decisions.

causes of problems80% of the root causes of problems in life are spiritual in nature. Understand how the spiritual dimension affects our lives.

Spiritual Blog

Realisations on the law of karma (destiny) and the great illusion

"I also realised that Karma is similar to quicksand. If we do not use our free will towards spiritual practice and God realisation, we end up being fully sucked and captured by it.” – Mr AK.

Are major disasters destined?

Understand the spiritual cause for major disasters such as the missing Malaysian airlines flight and the sinking of the Titanic.